第70页（第2页）
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第83章我什么都愿意
“贷款被驳回有好几个问题，一是你的银行信用低，二是你的收入无法达到你每个月还款的两倍，银行认为你没有办法偿还贷款。你仔细看看你近半年的收入是不是到了你每月还款额的两倍，要是没到，你的贷款申请再提交上去也还会被驳回。”
“那怎么办？”
“你贷款的额度是23o万，假设贷款3o年，你每个月要还一万左右，你的收入最少要两万。你的工资收入是多少我不太清楚，你觉得你的工资额度能覆盖这个数吗？”
“这怎么可能。爸，咱们家收入能覆盖这个数的只有姐姐，可我又不能让姐姐来帮我承担这个风险。”
“你说的没错。你姐姐有她的压力，她自己还有房贷，还得为她以后的事业和感情打拼，这种事咱们自己解决，别什么事都想着让你姐姐帮忙。”
6微言乖巧地点点头，“爸，你说的我都明白。可如果我的贷款申请一直被驳回的话，房地产公司那边会把别墅卖给别人，我可怎么办？”
“言言，你要做好这个心理准备。贷款的口子近几年一直在收紧，就算你姐姐的工资额度可以覆盖你的贷款范围，银行也不一定会同意，因为她还有自己的那套房要还贷。你要买房我和你妈都很支持你，但你要量力而行。如果实在没有办法，你可以先买一套商品房，两百万可以买一套很好的商品房了，到时候你也不需要贷款，就能安心的存钱装修了。这不好吗？”
“我这还不是想让你们住得舒服一点吗？你们住惯了这里的房子，让你们住商品房你们肯定不习惯。”
6默叹了口气，“咱们家现在的房子就很好，丝毫不比别墅差。周围还都是处了几十年的邻居，出什么事也有个照应。去了全的地方，大家回家就把门一关，出什么事都没人帮忙。”
“爸……”6微言有点不耐烦。
“爸也就这么一说，你别墅都买了，咱们就好好还贷，我和你妈能帮多少尽量帮，你也要在这件事里学会长大。”
“知道了。爸，我吃饱了，去上班了。你和妈都这么支持我，我也要努力工作才行。”
6默满意地点点头，“这样就对了。去吧。”
6微言回房间拿了包就出门了，脸上的笑容彻底收了下来。
还有脸说帮她，他们就那点本事，能干什么？
累死累活还不够她买个钱包的。
6微言愤愤不平地向前走，突然一辆黑色轿车停在她的面前。
6微言暗骂了一句，抬头现是全球限量款的车，眼睛立马一亮。
车子的后车窗缓缓降下，是一个三十多岁面容严肃的男人。
那男人一双锐利如鹰隼般的眼睛直直地盯着6微言，朝副驾的人点了点头。
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